Privacy Policy for Repo and Rental Rides
Effective Date: [November 25th 2023]
Your Privacy Matters to Repo and Rental Rides
At Repo and Rental Rides, we are committed to safeguarding your privacy and ensuring the security of your personal information. This Privacy Policy outlines how Repo and Rental Rides collects, uses, discloses, and retains personal information, including information collected through our websites, telephone interactions, and when providing products or services.
Your Consent
By providing Repo and Rental Rides with your personal information, you consent to the collection, use, disclosure, and retention of that information by Repo and Rental Rides in accordance with this Privacy Policy and as otherwise permitted by applicable law. You may withdraw your consent at any time, subject to legal or contractual restrictions and on reasonable notice to Repo and Rental Rides. However, please be aware that withdrawing consent may affect your ability to proceed with intended interactions or transactions with Repo and Rental Rides or to receive the full benefits of Repo and Rental Rides' products and services.
Personal Information
By providing Repo and Rental Rides with your personal information, you consent to the collection, use, disclosure, and retention of that information by Repo and Rental Rides in accordance with this Privacy Policy and as otherwise permitted by applicable law. You may withdraw your consent at any time, subject to legal or contractual restrictions and on reasonable notice to Repo and Rental Rides. However, please be aware that withdrawing consent may affect your ability to proceed with intended interactions or transactions with Repo and Rental Rides or to receive the full benefits of Repo and Rental Rides' products and services.
Information That Repo and Rental Rides Collects
(a) Information You Provide
You may be asked to voluntarily provide your personal information to Repo and Rental Rides during your interactions, whether orally, in writing, or electronically. This includes when you apply for an account, subscribe to newsletters, register to receive information, apply or register for products or services, or use products or services offered by Repo and Rental Rides. In such cases, you can choose not to provide certain requested personal information, but doing so may affect your ability to proceed with intended interactions or transactions with Repo and Rental Rides or to receive the full benefits of desired products or services. Telephone calls between you and Repo and Rental Rides may be recorded for accuracy and quality assurance, and may be disclosed to third parties to verify compliance with contractual obligations. You have the option to choose not to have the telephone call recorded and communicate by writing or electronic transmission.
(b) Automated Collection
Repo and Rental Rides may automatically collect certain information regarding your use of our website or online services. This information includes the dates and times you access the website or online service, the browsers, operating systems, software, and devices you use to access the website or online service, and details of your use of the website or online service.
Our website, online services, email messages, and advertisements may use technologies (e.g., cookies, web beacons, tokens, session recording, pixels, or tags) to collect information. This information helps us improve our products, services, customer communications, and advertising and prevents fraud. We may use this information to recognize you as a user of our website or online services, to facilitate and improve your use of our website or online services, to confirm that messages have been delivered and opened by you, and to provide you with targeted advertisements. You may choose to decline or disable cookies if your web browser or device permits, but doing so may affect your ability to access or use certain features of our website or online service.
Much of the information automatically collected by technological means is non-personal information (as it does not identify you). Repo and Rental Rides will handle non-personal information as explained below in this Privacy Policy, unless applicable law requires otherwise.
(c) Credit Reports
When you apply, register, order, or use certain products or services from Repo and Rental Rides (e.g., referral to a lender), Repo and Rental Rides may obtain, and continue to periodically obtain, your credit score and related information from a credit reporting agency to process or fulfill the transaction and to update your confidential profile for use by Repo and Rental Rides for purposes as set out in this Privacy Policy. Upon your request, we will inform you if we have ordered such a report or reports and will provide you with the name and address of the credit reporting agency that furnished the report or reports.
You acknowledge and agree that any dealers, other persons, or organizations to which we have disclosed your personal information in accordance with this Privacy Policy may request a credit report for any legitimate purpose associated with your application for credit, extending credit, making product offers, modifying the terms of your credit agreement, collection on your account, or similar services or products.
(d) Bank Information
When you use the bank account verification system ("Bank Verification System") from within Repo and Rental Rides' website, we may retrieve your bank account information, including your transaction history (but not your bank account login credentials) in accordance with this Privacy Policy and Repo and Rental Rides' Terms of Service. Repo and Rental Rides may use the Bank Verification System to periodically obtain your updated bank account information to update your confidential profile for use by Repo and Rental Rides for purposes as set out in this Privacy Policy.
For clarity, you acknowledge and agree that Repo and Rental Rides may periodically retrieve your bank account information and disclose it to independent businesses, including Repo and Rental Rides Companies, or Repo and Rental Rides' suppliers or service providers, for purposes as set out in this Privacy Policy.
(e) Information Regarding Referred Transactions
If Repo and Rental Rides refers you to an independent business (e.g., a lender, dealership, insurance provider) for a proposed transaction (e.g., a vehicle loan, vehicle purchase, insurance purchase), Repo and Rental Rides may collect information regarding the transaction from the independent business to update your confidential profile for use by Repo and Rental Rides, as set out in this Privacy Policy.
How Repo and Rental Rides Uses Personal Information
(a) General
Repo and Rental Rides uses your personal information for purposes relating to or arising from your relationship and transactions with Repo and Rental Rides, as well as for other purposes as set out in this Privacy Policy or permitted by applicable law. These purposes include:
- Administering your relationship with Repo and Rental Rides, including creating and managing your account, and contacting and corresponding with you regarding related matters.
- Facilitating your interactions and transactions with Repo and Rental Rides, including processing your applications, requests, orders, and payments.
- Providing products and services to you.
- Processing and responding to your inquiries, requests, and other communications.
- Providing you with information regarding Repo and Rental Rides and its products, services, and related offerings to the extent.
